ZTE was $ 20 billion credit: to provide protection for overseas expansion

Sina Technology News December 4 evening news, ZTE today announced, announced the $ 20 billion financing agreement signed with China Development Bank. This line of credit is valid for five years, mainly for ZTE to expand overseas markets.
　　According to the announcement, the State Development Bank to provide $ 20 billion for ZTE cooperation amount to these lines of credit for ZTE term loans, short-term loans, bond financing, factoring, financing, supply chain financing, guarantees, bills, letters of credit and other trade financing, mainly for ZTE's overseas project financing facilities and lines of credit, including the financing of to buy ZTE equipment and related technical services for overseas customers demand.
　　ZTE's customers, many in developing countries, the operators of these countries is the relative lack of funds overseas, ZTE need help to solve the funding problems of these operators to purchase equipment, and China's National Development Bank, the Export-Import Bank and the Bank of China mainly to provide the funds to procure the corresponding transaction is successfully completed, such as ZTE operators in countries such as Ethiopia and Nigeria in Africa in 2009 and 2010 with the signing of the project mainly rely on this model.
　　To increase the current earnings situation is different compared to the disposal of a subsidiary, ZTE Bank signed such agreements is to provide financial security for the future to expand the market. ZTE rely on this line of credit reached a specific co-operation, but also need to separately with the China Development Bank signed a financing contract.
　　According to ZTE earnings, the first three quarters of a loss of 1.7 billion yuan, the the domestic 4G licenses issued has not yet made plans, ZTE also have more energy to invest in overseas markets, in the case of tight funding, ZTE also only rely more on such institutions of the State Development Bank to provide support.

One machine next year PC shipments will surge 20% Lenovo largest share

December 5 news, according to the Taiwan market research firm Digitimes Research estimates the 2012 global one machine (AIO) PC shipments will reach 13.2 million units, representing an increase of 1.5% over last year; by Windows 8 to promote next year's one machine out shipments soared 19.7% to 15.8 million units.
　　According to data released by Digitimes Research, Lenovo Group will be the biggest one machine manufacturers in 2012, its share of shipments will reach 27.3%, followed by the share of 22.7% Apple, Hewlett-Packard 15.5% share of shipments in third place, followed manufacturers: Sony (6.6%), Dell (6.4%), Acer (5.3%), NEC (4.2%), Fujitsu (2.3%) and Asus (2.0 %).
　　From the point of view of the OEM manufacturers, Quanta Computer, the highest share in 2012, to reach 41.9%; followed by Inventec and TPV Technology joint venture (17.7%) the Wistron Group (16.5%), and Pegatron ( 15.5%) and the Compal (4.9%).

Apple 10 short board: easy maintenance, light weight design and practical

　SAN FRANCISCO Dec. 5, according to foreign media reports, Apple's launch of the product by the global consumers of all ages, but the product itself, but there are some shortcomings can not be ignored, also should not be ignored . These problems may even be in the future become the incentives of consumers abandon Apple:
　　1, is not easy to repair
　　Apple's new iMac computer will be highly integrated CPU combined with the display, both fusion in a 5 mm thick panel design world-class technology and appearance, but the new iMac repair difficult thus get a glimpse. Not only is the iMac, almost all Apple products due to the highly integrated making it difficult to disassemble, thus also to the maintenance of causing trouble.
　　2, limited space hardware upgrade
　　For many years, Apple passed into the hands of consumers products is just the product itself, it does not give consumers the products of additional space to expand. Install a higher performance graphics card such as to an ordinary PC, this kind of thing can be easily achieved in other brands of computer, but it is wishful thinking on Apple MacBook Pro computer. Apple product launch is almost no space for any updates or upgrades, if you need a more advanced performance products only to wait for Apple to launch new products.
　　3, Technical blockade
　　Open software, Apple iOS operating system to take the attitude completely blocked. Prior has a lot of developers want to be able to open the source code of the iOS Apple, but Apple has steadfastly refused to express. Apple software technology the blockade policy also gave birth to the rise of "jailbreak" behavior, this approach, however, is still in the gray area in the Intellectual Property Protection Act.
　　4, not concerned about the degree of business-to-business customers
　　In Apple's early stage of development, the relevant corporate customer business for the company always overlooked a field. Until now, it is difficult to say how much emphasis on the extent of the market for corporate customers, Apple, Apple did not think about the launch of the latest OS X operating system to develop more applications for enterprise customers. Right now, Apple is still a single company and the research and development of products and services around the consumer groups.
　　5, the high pricing
　　The high price of Apple products is one of the problems that it can not escape. Pricing of Apple products compared to other similar alternative products are higher, such as Mac computers than Windows PC prices higher, even the iPhone starting price of just $ 199, but consumers actually only one with communications carriers signed service contract. Objectively speaking, the price of Apple's become one of the biggest obstacle to many consumers choose it.
　　6, product updates "window dressing"
　　Apple every time you launch a new product, product performance and technical description will attract the attention of a large number of consumers, but in the process of post-product use, its so-called upgrade Apple update does not meet today's scientific and technological development trend.
　　7, for a simple and simple
　　Many years ago, Apple users to use their products as long as something "useful", but now consumers are not limited to requirements for the product has been the superior performance of the product features they want products to meet the demand, in essence function on the basis of the development of further convenience for users to be able to other aspects, but this Apple has done is not ideal.
　　8, function elusive
　　Apple products will give the latter some "puzzled" feeling on some of the features offered to the user. Apple equipment in the provision of services to the user will always be "wishful thinking" to create some users simply do not know something useful or not, but on the other hand, such as the iPhone hardware, Apple's long-awaited for many users screen increased support 4G network has as yet can not be honored.
　　9, re-design, light and practical
　　Want to involve a smaller thinner iPhone, Apple introduced a new interface to the smaller power adapter; equipped with Retina display MacBook Air and MacBook Pro because of Apple's design philosophy, do not install the CD-ROM drive; same because the problem of the design concept, the Apple iMac lacks some key features. Do you want to wait until Apple realized that the design concept of the day practicality service, we can see a real practical Apple products?
　　10 security vulnerabilities, vulnerable to attack.
　　In the past few years, Apple has to find a fact, vulnerable to external attacks for their own hardware and software can be "a band" method. Many people believe that iOS and OS X systems ready preparedness may be subjected to external attack, but in fact Apple system compared to Windows and Android systems are more vulnerable to security threats.
　　The author Don (Don Reisinger) - Renee Manchester is the leading U.S. IT magazine "eWeek" freelance writer.

The touch panel yields poor iPhone 5 or as short-lived ghost "

　　Apple supply chain came news of the iPhone 5 embedded touch panel yields poor (SAN with map)

Each by Reporters Qi Wenting from the bottom of Shenzhen
　　Recently, the Apple supply chain outgoing messages, the iPhone 5-embedded (incell) touch panel yields poor in the next-generation iPhone, Apple will monolithic glass touch panel (OGS), and early on in the next year six months to launch a new generation of iPhone, named the iPhone 5S. If the rumors are true, it means that the iPhone5 likely to become the shortest-lived generation Apple phone.
　　Previously, the Apple iPhone5 supplier ring true message of success, mainly due to lack of incell touch panel yields, thereby affecting the production capacity.
　　It is understood that the short board incell touch technology is mainly noise problem is the most serious, because of the touch layer is integrated in the glass on the front panel, so to achieve high touch sensitivity, it is necessary to overcome the more noise problems, which also high incell technical production threshold and low, good.
　　after iPhone5 to adopt incell touch panel technology, the body becomes slimmer, but also makes the touch control interface not as good as previous generations of iPhone sensitive iPhone5 screen most edge touch functionality induction appears poor, and even failure of the situation, so use operation greatly inconvenience.
　　IPhone5 incell touch panel suppliers for Sharp, Japan Display Corporation (JDI) and LG display (LGD). If Apple switched to OGS touch panel, will allow China's Taiwan, Wintek, TPK regain iPhone orders, while of three Japan and South Korea incell suppliers will be a very embarrassing situation.
　　It is reported that Wintek executives will get up to the United States, approached Apple issues new orders.
　　Truly Optoelectronics Product Planning Division Senior Manager Chen Xuebin told the "Daily Economic News" reporter, said Apple yield problems due to incell touch panel and turn OGS touch screen not only screen yield can be increased to 70% or even higher, and production The cost will be close to the production iPhone4S This cost will be lower as the technology continues to mature, to bring more profits to the recent poor stock price movements apple.

new iTunes Music Store, visit the 56 countries a total of 119

(Su Yang), according to Apple's official news a few days ago, Apple has further expanded the iTunes Store on the scope of the support of the global market, added the support of Russia, Turkey, South Africa, these countries users buy online music and video services. At the same time, Apple also announced on Monday an invitation declared the iTunes team held a grand concert in Moscow on Tuesday.
　　It was revealed that, despite the new iTunes Store on the support of 56 countries and regions, but the actual can be completed online video and music purchased country is in a few. The Apple official also said that the future will be gradually selected on not open the market to purchase services support, but not give specific timetable.
　　Foreign websites AppleInsider reports claimed on Monday that the iTunes Store will no longer be just on the U.S. market music list support, the same will be localized popular music list ranked based on the cultural background of the different regions, support, and also will add more artist information, the rumors have also been confirmed.
　　The iTunes Store to expand the support of 56 countries and regions, making the total number of countries and regions supported rose to 119, almost double the total number of which will not only increase the competitive strength of the iTunes Store, but also strengthen the iTunes Store unique position in the world market, the iTunes Store is sitting on another big winning digital content distribution platform.
　　Newly added support for the country include:
　　Europe: Belarus, Moldova, Russia, Turkey, Ukraine.
　　Africa, the Middle East and India: Armenia, Azerbaijan, Bahrain, Botswana, Burkina Faso, Cape Verde, Egypt, Gambia, Ghana, Guinea-Bissau, India, Israel, Jordan, Kenya, Lebanon, Mauritius, Mozambique, Namibia, Niger, Nigeria, Oman, Qatar, Saudi Arabia, South Africa, Swaziland, United Arab Emirates, Uganda, Zimbabwe.
　　Asia-Pacific: Fiji, Indonesia, Kazakhstan, Kyrgyzstan, Micronesia, Mongolia, Nepal, Papua New Guinea, Tajikistan, Turkmenistan, Uzbekistan.
　　Latin America and the Caribbean: Anguilla, Antigua and Barbuda, Bahamas, Barbados, Belize, Bermuda, British Virgin Islands, Cayman Islands, Dominica, Grenada, St. Kitts and Nevis Trinidad and Tobago.
　　In addition to the music store, iTunes movie has also added support for four countries: India, Indonesia, Russia and Turkey.

More than fangqi annual sales tasks ahead of schedule performance is significantly better than last year

Warmer since the Transaction, the obvious a many fangqi performance growth momentum is expected that this year there will be more than housing prices of hundreds of billions in sales, some of the large room rate completed ahead of the end of the third quarter of the year sales tasks. The industry believes that the sales tasks completed ahead of schedule means that these fangqi pressure does not push the plate at the end of the market supply has been shrinking.

To sprint one hundred billion sales markSo far, Vanke still leader in fangqi. The first 10 months of Vanke realized a total sales area of ​​10,352,000 square meters, the amount of sales of 110.02 billion yuan, a year-on-year increase of 9.95% and 2.41% respectively. Plus push the plate in November and December, is expected to Vanke's sales this year is expected to exceed last year's level.
Shipping estate due to the implementation of the strategy of price cuts the amount of running in October, sales of HK $ 100.68 billion, a year-on-year growth of 28.9% sake of HK $ 100 billion sales target ahead of schedule , in accordance with this sales pace, the sea to complete the sale of one hundred billion yuan The amount is not a problem.
Poly Real Estate also rewarding Poly contracted sales amount of 83.329 billion yuan in the first 10 months, a year-on-year growth of 32.91 percent, exceeding the $ 800 billion sales target set at the beginning of the year, massive new construction and new push shipments to ensure Poly whole year adequate supply.
The Longfor announced monthly sales presentations realized a total amount of sales in the first 10 months to 31.94 billion yuan, with basically the same as last year, had already reached 82% by the Longhu's full-year target of 39 billion yuan; sales area of ​​3.405 million square meters, compared with last year an increase of 23.5% over the same period.
9 months ago Merchants Property achieved contracted sales of 24.708 billion yuan, has been to achieve the annual sales target of 21 billion yuan.
Centaline Group Research Center released the report , said that the 8 published the annual sales plan the benchmarking fangqi situation, the average sales program completion rate of 99%, significantly better than expected. Resources, China Merchants, China Shipping have exceeded the annual sales plan.

The end of the Beijing Property Transaction "emboldened" the surviving bank mortgage approval tighter

China Securities Journal reporter recently visited a number of commercial bank branches in Beijing learned that near the end of the first mortgage interest rates of commercial banks to 10% or benchmark interest rate, but there are still some banks to provide interest rate 85% discount.
Insiders said that this situation favor just need population by the end of the purchase, expected volume of new homes is expected in November over October, but a limited supply of market rebound in trading volume in November amplitude or limited.
Bank mortgage approval tighter
China Securities Journal reporter learned that, in accordance with the case in previous years, due to the end of the bank "tight money", most of the commercial banks in the first set of mortgage interest rate concessions will be canceled and may even suspend personal mortgage business, but this year the situation has improved. Real estate agency said, there are still 85% off the first mortgage interest rates of the the Beijing majority of commercial banks and foreign banks. "In past years to the end of the year, several large banks basically impossible loan interest rate concessions, even approved loans are very difficult this year, the Agricultural Bank of China, Bank of China, there are 85 to 10% discount, but some banks have for a long time can not get the 85% discount rate , such as ICBC, China Construction Bank, China Everbright and other. "
Siyuan real estate, a staff, compared to Chinese banks, large foreign banks preferential mortgage interest rates relatively low threshold, at present most of the foreign banks have a 15% interest rate concessions. "Foreign banks approved loans faster, but generally customers are not in a hurry, or more inclined to choose Chinese banks."
HSBC, a loan account manager, said the first set of mortgage must be at least three percent down payment, liabilities, income subject to the requirements of the bank (ie, the monthly income is higher than 2 times the monthly repayment amount) of less than 15 years , second-hand housing Fangling The loan interest rate you can enjoy 85% discount. A staff member of the Bank of East Asia said, "I line start from mid-June this year, the first suite loan interest rates to 85-fold by the previous baseline levels. Generally speaking, as long as the required personal qualifications, income, most of the applications customers can get promotions. "
Bank insiders also told the China Securities Journal reporter, near the end of the year, by the impact of the credit lines, even the different outlets of the same bank, for the enforcement of mortgage interest rates is not exactly the same. Currently, banks first suite loan approval requirements are very strict, the applicant information check more cautious. Therefore, the specific loan interest rate discounts, grant loans required time to require buyers to bank branches to understand. "Bank line of credit will be more and more nervous, and began application in December can not lending still unknown." CCB a loan account manager said.
Transaction or chain increased in November
Increasingly cold weather, but the enthusiasm of many prospective buyers do not cool down. Real estate agency who said, "past the end of time, basically no showings to buy a house, but now our business." According to reports, many of the prices buyers just need to doubt the future trend, anxious coming in the New Year before the shot.
Interviewed buyers said: "We are from live-just need to buy after the price ups and downs we will not have any impact, because it is not possible to sell, so it is still early morning to buy peace of mind it is now the end of this year, there will 85 interest rate discount for the month after some pressure. "
Cause I love my family, group vice president is expected by the end of first-time home buyers, to improve the class needs may also release November new home total turnover is expected to exceed 10 months. Due to the current supply is still not big, the magnitude of the rebound in trading volume in November, the pure commodities residential volume is difficult to break through the 10,000 sets.
He suggested that the end buyers of personal loan qualification should be more cautious. For example, to ensure that the personal bank loan qualifications meet the requirements, also need to pay more to confirm at the time of loan approval, in order to avoid problems in the approval link and influence buyers bring unnecessary disputes.
The industry believes that the reduction of the supply of new homes is only temporary, the end may also have introduced new disk, or early next year, the climax of the push plate. Second-hand housing in the same area as one of the buyers choice.